How to Sell a House Beneath a Land Contract

A land contract is an agreement in which the seller of real property–property and buildings–agrees to finance the sale of the house instead of a third party financing entity like a bank. The buyer pays periodic payments directly to the vendor and generally does not obtain title to the home until the final payment is […]

What's the Typical Price for Homeowners Insurance?

Homeowners insurance, also referred to as hazard insurance, provides a way to get a homeowner to cover her losses when a catastrophe should lead to damage to her home. As stated by the U.S. Department of Housing and Urban Development, a creditor often requires that a homeowners insurance policy be set up before finalizing a […]

Things to Know About Allergic

One in every 399 housing units received a foreclosure notice in May 2010, according to RealtyTrac. Some countries fare better than others. The same holds for homeowners. While a few are able to work out deals, such as payment plans, new loans or short sales to avoid foreclosure, others are not as lucky. The effect […]

How Can I Get Out of Negative Amortization Mortgages?

Trading potential equity to get a smaller payment now is not always a wise idea. Negative credit loans require minimal payments which are less than the true amount of interest owed, causing the loan balance to grow with every payment, not diminish. These loans were popular in the mid-2000s when dwelling values were climbing consistently […]

Raw Aesthetics Rule in a Toronto Family Home

Like most new homeowners, Michelle and Todd Temporale moved in their duplex with grand remodeling programs on the horizon. They stripped the finishes back, removed walls and add new windows. However, their focus soon shifted gears when their two kids came along. So their design solutions, such as an plywood subfloor, stayed around longer than […]

Cashmere Adorns a Bright, Cozy Amsterdam Loft

Isabelle Cajfinger enjoys views from her Amsterdam loft of one of the city’s iconic landmarks, the illustrious Amstel Hotel. Its exclusive location and different exposed beams were just enough to drive Cajfinger, a marketing executive in Cashmere Touch, to overlook the salmon-colored carpet, which she instantly changed anyhow. “I loved the light from the living […]

Access With Personality Within an 1870 Home

Laurie and Bruce Rabe were charmed from the dual doors, plaster molding and gorgeous gardens of the 1870 New England home. Just like the majority of old structures, however, this onetime boarding house had a great deal of work. Plus it also had to be made accessible for one of the couple’s daughters, who has […]

Light and Airy 1920s Seattle Apartment

Betsy Greenman said goodbye to her must-have record the minute she laid eyes on a gorgeous Craftsman-style apartment in Seattle’s coveted Capitol Hill area. “I wanted a garage, a security building, an outside deck, in-unit laundry plus something light and airy,” she states. “Everything except light and airy dropped off the list.” While the expansive […]

Pretty Meets Practical in a 1920s Walk-Up

To get Danielle Moss, decorating her 1920s Chicago apartment is about editing. “I prefer to keep things simple and uncluttered,” says Moss, a cofounder and editor of this blog The Everygirl. Using its neutral palette and careful layering of grays and blacks with a bit of gold to get glimmer, her leasing is a perfectly […]